Personal banking
Describe the purpose of a personal account, where you live, and the services you need.
Financial access
Start with the account's purpose and the provider's requirements.
Set out the account holder, source of funds, currencies and expected transactions. A specialist can help clarify requirements and application steps; the bank decides whether to accept the application.
Questions to consider
Corporate accounts
Prepare an overview of the company, its owners, and business activity for the provider's application checks.
Payment access
Identify the currencies, payment destinations, and expected transactions the account needs to support.
Fees and account conditions
Review charges, service restrictions, and continuing information requirements with the provider.
Next step
Prepare for a bank account discussion
Tell us whether you need a personal or business account, the countries involved, and the main purpose of the account.
Relevant reports and publications
Insights LibraryRecent research on this topic
Related publications from the past two years. Confirm requirements, costs and availability with a specialist; earlier articles remain in the dated archive.
Banking in Panama with Residency: What Changes and Which Banks to Choose
What a Panama residency card changes at the bank: easier KYC, credit access, multi-currency accounts. Best banks for new residents compared for 2026
Read the article
Banking and Real Estate: How to Use Panama Residency to Build International Assets
Several institutions in Panama provide top-notch international banking services for expats, companies, investors, and residency applicants.
Read the article
5 Reasons To Choose Panama: Banking For International Accounts
A 2025 overview of international banking services in Panama. Check current account requirements, fees and available services with the provider.
Read the articleFrom research to execution
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