Payment Plans for Real Estate: Access Top-Tier Projects that Pay for Themselves

Undoubtedly, the purchase of real estate is a smart choice both for personal use and investment. It is convenient to find jurisdictions that offer low prices and high quality, like Panama, but there's also a key aspect to be considered: apartment financing and payment plans for real estate.

In this sense, investing in apartment construction rather than ready-made units may be more cost-effective and convenient. Today, we explore new construction apartments for sale and detailed payment plans for real estate purchase.

Apartment Construction in the Best Areas of Panama

Recently, we've come across new construction apartments for sale that promise unprecedented advantages, and here are their main characteristics.

Luxury Living in Panama’s Most Elite Neighborhood

In Punta Pacifica, one of the most elite neighborhoods in Panama City, there's a project that will be built in front of the Panama clinic. Very close to Multi Plaza, one of the finest shopping malls, and the Marina, these residences will have an outstanding location and a variety of first-class amenities. Another advantage is connectivity, since the construction is right around the entrance to Corridor Sur, a fast highway that can take you anywhere in minutes, including the Tocumen International Airport.

Apartment Construction and Quiet Residences by the Canal

Another opportunity opens up near the Panama Canal. Here, there are new construction apartments for sale in the beautiful neighborhood called Amador. It's a quiet and residential area close to the Balboa Yacht Club and the Marina. It’s also close to the docks where the ferries to the islands Contadora and Taboga depart and arrive.

Besides its state-of-the-art amenities, furniture, and finishings, this project will provide amazing views even from the ground floor. From the upper levels you'll be able to see the boats entering the Panama Canal, the bridge of the Americas, the Panama Convention Center, the Amador Causeway, and the colorful biodiversity museum. 

Payment Plans for Real Estate in New Construction Apartments for Sale

The advantage of investing in apartment construction rather than ready-made units is that the costs are lower because you're helping construct the project. While it has a waiting period, it's worth it, especially in Panama and the two developments described above. There are a few places in the world in which you can access this kind of level at such low prices, which makes investing in new construction apartments for sale a strategic decision.

Payment Plans for Real Estate and Apartment Financing

Investors can set aside any of the units for only $5000. For 10 days, the reservation will be maintained, and the unit will be taken off the market. Within the following 10 days, they must sign the sales agreement and pay 10% of the property value, minus the 5000 they paid before. 

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When the construction starts, which is approximately at the end of 2025, they’re required to pay another 10%, and another 10% six months later. After 12 months, another 5% is required. The final payment will be made one year before delivery. 

The buildings are expected to be finished in two years. They are delivered turnkey so that you can start enjoying them right away. A great plus of these residences is that they come with short-term rental licenses and flexible rental conditions. This means you can rent your apartment for only one month and live there for the other eleven months of the year, or vice versa. 

Apartment Financing

Developer apartment financing is possible through a five-year loan based on an interest rate on the market plus 1%. If you leverage your rental income, you'll be able to pay the loan interest, and the price of the apartment can come from your own pocket. Through this apartment financing, there is no penalty for early payments.

Summary: Payment Plans for Real Estate in Punta Pacifica and Amador

• Reservation with $5000
• After 10 days: agreement signing plus 10% of property value (minus the 5000)
• Where construction starts (approximately at the end of 2025): 10%
• After six months: 10%
• After 12 months: 5%
• One year before delivery: final payment

Other Things to Consider

• Payments can be done through international wire transfers or credit card
• The sale agreement can be signed remotely
• The title deed must be signed in person
• If you want to apply for the Qualified Investor Visa, you have to pay the whole apartment price together and not through payment plans for real estate.

Disclaimer: this article is published for editorial purposes only, therefore, this article should not be taken as financial, real estate, or investment advice. The information presented here about the projects may not be 100% accurate. Updated information will be provided during a formal consultation. Before investing in real estate, always consult with a certified professional.

Investing in Apartment Construction and Accessing Payment Plans for Real Estate with Mundo

With these new construction apartments for sale, you can start investing now and in only a few years start enjoying the most advanced real estate in Panama. Payment plans for real estate and apartment financing are excellent pathways to fulfilling your goals.

Mundo can connect you with the developer of these projects and support you throughout the process. Remember that by investing $300,000 in real estate (upfront) there's also the possibility of applying to immediate permanent residency in Panama.

Contact us to discuss any of these options and the possibility of opening bank accounts, establishing companies, and setting up trusts. We're one click away, so reach out and ask for a consultation.

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