Qualified Investor visa changes in Panama: lower threshold and more flexibility

One of Mundo’s favorite jurisdictions is Panama. There are very few places that offer this level of flexibility and wide spectrum of options. This is why we've had an eye on the country’s most sought-after program. A new immigration decree in Panama has brought us news that we had been expecting for a while. 

New immigration decree in Panama

Today's article is based on Panama's investor's visa which has three investment pathways: bank deposit, stock market, and real estate. 

Each option has advantages, but real estate is always one of the favorite choices. For starters, it provides the possibility of passive income or capital gains, and also the choice of having your own home in Panama or a weekend gateway venue.

Moreover, the opportunity to get into real estate in Panama is unique as the country is home to advanced developments and units. All these are very high-end alternatives and designed for the most exquisite tastes.

The qualified investor visa was created in 2020, and we presented it proudly. From day one, the government stipulated a minimum of 500,000 dollars for investment in real estate, but with a grace period of two years which lowered it to 300,000.

Two years later, this grace period was extended till October 2024. This is why Mundo had its eyes on the program and was waiting to hear whether the benefit would be extended for two more years. So far, the program constituted a great opportunity because a price increase was quite likely.

This week, Mundo has received news as the government released a new immigration decree in Panama.

Qualified Investor Visa changes

Fortunately, Panama changes the Qualified Investor Visa in favor of the investor. Now the grace period has been removed but the threshold has been lowered and established at 300,000 indefinitely.

Another key change in the new immigration decree in Panama makes things easier for investors. It opens the possibility to apply directly through the developer. So far, the operation had to be done through a trust. This possibility is still available but now a direct purchase is also possible.

More information

Furthermore, the new immigration decree in Panama looks after the investor's interests as it allows to change projects if the other party doesn't fulfill its part of the deal.

Let's say you purchase a unit in a developing project. If the developer fails to finish the construction, you as an investor have the right to shift your investment to another project. Thus, Panama changes the qualified investor visa with the investor's interests in mind.

Qualified Investor Visa changes allowing co-investing

An interesting point is the possibility of co-investing and the family's involvement in the process. Now family members can make joint investments to buy the units. This means that funds can come from you and your spouse or you, your spouse, and your children.

If you go with this option, the only condition is that all investment parties must also apply for the visa.

Advantages of Panama’s real estate visa

This is not the only program in Panama that offers residency through real estate. The Pensionado Visa has a real estate option that allows you to lower the stipulated monthly income. Another popular program is the Friendly Nations which is destined for citizens of certain countries. For Friendly Nations, the main requirement is to prove having economic ties with the Republic of Panama and one way to do this is by purchasing real estate.

From our point of view, the Qualified Investor is more efficient because it allows direct permanent residency and doesn't depend on any external condition. In other words, you don't need to have a certain nationality or a lifetime pension. This type of flexibility is vital for any residency program and now, as Panama changes the Qualified Investor Visa, the program has become even friendlier.

Disclaimer: This article is merely informative, hence it should not be taken as financial or migration advice. The conditions and requirements are complex and must be analyzed on a personalized basis. Before making any residency investment decision, please consult with a certified professional.

The time is now: apply to Qualified Investor with Mundo

There's no better opportunity than the present, the new immigration decree in Panama brings excellent news lowering the threshold and offering more flexible conditions. 

At Mundo, we can help you both in the real estate and immigration aspects. Some members of our team are experts in Panama properties and can help you get exactly what you need. We can advise you on the projects’ characteristics, profitability, location, advantages, and more.

On the other hand, we are connected with lawyers who have ample experience in Panama residency and all its programs.

Mundo is proud to introduce the best opportunities for nomad capitalists and perpetual travelers. This is what we live for: We help the wealthy become free and the free become wealthy. If you're interested in residency, banking, real estate, and other financial services please write to us.

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