What is Nationality? CBI and National Identity

While the CBI programs have helped many perpetual travelers obtain a second nationality, they still have their detractors. In a world of increased uncertainty, where the structures we thought solid can totter, having a second or a third nationality can be reassuring. What is nationality? When do we feel we belong? Many argue that nationality shouldn't be sold or bought, and that this goes against a country's essence, but this requires a deeper analysis. Asking ourselves “what is nationality” is a good idea. We can describe it as a whole package that consists of legal and cultural aspects. From a legal point of view, the difference between nationality and passport is hard to determine. A person of a certain nationality has the right to a passport so that he/she can travel. In line with this, nationality comes with certain rights and responsibilities. Citizens are obliged to pay taxes and follow the rules while getting benefits in return, like access to healthcare, services, protective policies, and others. Yet, nationality has a different aspect that goes way beyond a travel document. What is nationality for each person? Although personal opinion matters, in general, a person feels part of the country when they share culture, habits, food, dates, celebrations, and so on. If we consider this, no travel document can define or change what is nationality for people who share these same experiences. Those who claim CBI programs sell citizenship don't consider the fact that the contribution provides eligibility, not direct citizenship. While a CBI involves a donation or investment, this gives the right to apply for citizenship, after which the applicant must pass a due diligence and screening process. This surely makes us wonder about what is nationality. Actually, more traditional methods don’t apply such tight assessments. Even with CBI programs in place, national identity is not threatened. People won't stop celebrating their festivals or eating their traditional food, so the country's idiosyncrasies remain intact. The inflow of CBI citizens can have an impact, but this is the same that has been happening since humans emigrated out of Africa 70,000 years ago. The people of Europe and the United States have been shaped by different flows of migration and conquests, and the result is a rich cultural tapestry. In the eastern Caribbean, five countries have CBI.

5/31/2025 8:00:00 AM
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How to Buy an Apartment with Ocean Views

Have you ever dreamed of waking up to the sound of waves and watching the sunrise over the horizon while living in the very heart of a modern metropolis? It may seem like a distant fantasy. But what if that vision could be your daily reality? This article unveils a destination where thoughtful architecture and serene surroundings are set to create a space filled with intention. Here, you’ll learn how to choose the perfect one-bedroom apartment or compact studio and discover a new way of living. This could be the beginning of your personal transformation. Contemporary residential designs in Panama’s most refined urban area are being developed to offer a new level of sophistication. Each residence is planned with care, bringing harmony to your daily life. From intelligent layouts to warm lighting, from thoughtful interiors to a genuine sense of comfort, everything is intended to welcome you. Those seeking refined living often explore apartments with city views that also offer real value. In this part of Panama, properties are designed to bring a unique balance between premium quality and investment potential. Large windows are expected to let natural light flood the space, revealing either panoramic cityscapes or tranquil ocean vistas. The blend of open design and elevated ambiance enhances everyday life, inviting you to return with joy. The complex is scheduled to start construction in 2025. Among the available options, you’ll find welcoming one-bedroom apartment units ideal for individuals or couples. These homes are designed to provide both charm and practicality in equal measures. With layouts ranging from 50 to 71 square meters, each apartment offers a bright living area connected to a well-appointed kitchen space. This design choice provides fluidity and a sense of openness. Balconies are included in the plans as seamless extensions of the interior. They’re wide enough to accommodate a seating area for morning coffee or evening reflection. Whether you gaze at the ocean or the city skyline, the view is designed to become part of your routine. This project also includes well-planned residences for those who prioritize flexibility and style. These efficient layouts range from 25 to 31 square meters and are ideal for those seeking simplicity without sacrificing elegance.

5/30/2025 8:00:00 AM
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Why You Should Join an Investment Tour: A Chance to Live Near Multiplaza, Panama

There are choices that don’t come from numbers or comparisons. They appear when a breeze brushes your face, and your eyes meet the horizon. This article invites you to take a journey where every step on new ground brings you closer to clarity. We'll show how an investment tour in Panama reshapes your perspective and transforms the property search into a vivid personal experience. Perhaps this is the moment when you begin to understand what it truly means to live near Multiplaza, Panama, or a few steps away from Cinta Costera. You can zoom in and rotate images on a screen, but a map doesn't carry the scent of fresh rain on warm earth. Renders don’t capture how the city breathes in the morning when you’re standing where your future home might rise. Virtual tours never quite recreate the way ocean air moves across your skin. What today looks like an empty plot might tomorrow frame the view from your balcony. Investment tours offer more than observation — they offer immersion. They let you feel whether this is the right place for you, without relying solely on blueprints or photos. One of the properties Mundo introduces during the tour lies in an area where modern clinics rise toward the sky, and not far from there, the gleaming facade of the MultiPlaza shopping center reflects the light. This place feels like a pulse: a morning espresso under a shaded terrace, or an evening walk past designer windows. The sound of passing cars fades into tree-lined streets, where comfort and calm are part of everyday life. Walking here shows you what comfort means in Panama. This is where many realize they want to live near Multiplaza, Panama. The feeling is personal and real, i.e., far more powerful than anything a brochure can deliver. The Mundo Investment Tour is a carefully selected, immersive experience designed for investors who want to experience Panama's property market first-hand. We bring investors to Panama and take them in person to see the best developments available. These programs combine tours of premium properties with meetings with developers, lawyers, and financial advisors. Participants explore both completed and still under construction investment opportunities, while enjoying upscale accommodation and local hospitality.

5/29/2025 8:00:00 AM
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The Charm of Casco Viejo: Where Is Casco Viejo and Why It’s a Place to Invest and Live

Historic districts always catch the eye of those who seek something beyond the ordinary. This article explores where is Casco Viejo, Panama, not only on the map, but also in the hearts of those who choose to live there. It is a colonial district where tradition, design, and urban comfort come together. You will also find out about the pricing and value behind move-in-ready homes and why this district continues to inspire travelers and investors alike. Some places invite you to take a break. Every street in Casco Viejo carries stories. The tiled sidewalks, flowering balconies, and quiet courtyards reflect the spirit of this timeless area. Visitors often find themselves returning again and again, drawn by atmosphere rather than logic. That is the beauty of discovering where is Casco Viejo, Panama. Neighborhoods with colonial heritage influence how we feel and observe. In Casco Viejo, that sense becomes part of daily life. Those who walk these streets notice how the past remains present, and how Panama has shaped a unique urban rhythm. While every neighborhood in the capital offers something of its own, mornings in Casco Viejo begin with church bells echoing between stone walls. Streets that inspired painters now welcome locals to morning coffee or evening strolls. Above, wooden balconies bloom with greenery. Below, music and conversation fill the air. This is the atmosphere that defines Casco Viejo. Panama apartments for sale in Casco Viejo continue to attract buyers as values grow steadily, supported by history, tourism, and character. More investors are choosing districts with soul and tradition. That’s why apartments for sale in Casco Viejo, Panama, continue to draw attention. This part of the city brings together allure, emotion, and financial potential. Mundo offers clients a valuable opportunity: ready-to-use apartments in a location that reflects the spirit of the city. Homes here are not only beautiful, they are fully integrated into a managed rental program designed for flexibility and return. Each residence is managed by a professional team handling marketing, guest services, cleaning, maintenance, and check-ins. Owners may block their preferred dates for personal stays while receiving consistent income throughout the rest of the year. 

5/28/2025 8:00:00 AM
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Payment Plans for Real Estate: Access Top-Tier Projects that Pay for Themselves

Undoubtedly, the purchase of real estate is a smart choice both for personal use and investment. It is convenient to find jurisdictions that offer low prices and high quality, like Panama, but there's also a key aspect to be considered: apartment financing and payment plans for real estate. In this sense, investing in apartment construction rather than ready-made units may be more cost-effective and convenient. Today, we explore new construction apartments for sale and detailed payment plans for real estate purchase. Recently, we've come across new construction apartments for sale that promise unprecedented advantages, and here are their main characteristics. In Punta Pacifica, one of the most elite neighborhoods in Panama City, there's a project that will be built in front of the Panama clinic. Very close to Multi Plaza, one of the finest shopping malls, and the Marina, these residences will have an outstanding location and a variety of first-class amenities. Another advantage is connectivity, since the construction is right around the entrance to Corridor Sur, a fast highway that can take you anywhere in minutes, including the Tocumen International Airport. Another opportunity opens up near the Panama Canal. Here, there are new construction apartments for sale in the beautiful neighborhood called Amador. It's a quiet and residential area close to the Balboa Yacht Club and the Marina. It’s also close to the docks where the ferries to the islands Contadora and Taboga depart and arrive. Besides its state-of-the-art amenities, furniture, and finishings, this project will provide amazing views even from the ground floor. From the upper levels you'll be able to see the boats entering the Panama Canal, the bridge of the Americas, the Panama Convention Center, the Amador Causeway, and the colorful biodiversity museum. The advantage of investing in apartment construction rather than ready-made units is that the costs are lower because you're helping construct the project. While it has a waiting period, it's worth it, especially in Panama and the two developments described above. There are a few places in the world in which you can access this kind of level at such low prices, which makes investing in new construction apartments for sale a strategic decision.

5/26/2025 8:00:00 AM
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Best Citizenship Programs: Why St Kitts is the Perfect Combination of History and Integrity

Controversy has been an inevitable side of citizenship by investment programs. This initiative started with the protagonist of our article, Saint Kitts and Nevis, which now has one of the best citizenship programs in the world when it comes to reliability. Nobody can deny the innovation that such programs brought to the table 40 years ago. They have helped people get a second, a third, or a fourth nationality through relatively simple paths. Today, we explore the other side of the coin and what countries like the above-mentioned do to maintain the programs reputable, safe, and under impeccable integrity. If we look at the history of St Kitts as a forerunner of citizenship by investment, we can understand its present as a zealous protector. Money is energy, a valuable asset, and as such, it can be misused. Out of greed, people can do anything to obtain more money, even if they have to break the law. This kind of behavior is not absent from the CBI world, this is why reputable countries need to fight to maintain their reputation and protect their frameworks, and this is no easy task. Actually, this was one of the main reasons why last year the five eastern Caribbean countries with CBI signed an MOA (memorandum of agreement). These are some of the best citizenship programs in the world, and the governments intend to keep them so. The main reason why they gathered to sign this document was to strengthen cross-border cooperation when it comes to monitoring applications, potential and approved candidates, and to establish fair thresholds for all the reputable countries involved. One year later, measures are being taken for these thoughts to be transformed into solid regulations and frameworks. St Kitts history is closely connected to CBI because it was the first country to stipulate such a program in the 80s. Forty years later, it's one of the main pillars for maintaining reputable countries at their peaks. The government of Saint Kitts and Nevis has been accused of cancelling granted citizenships unfairly, but the fact is that what they did, they did it to preserve the program. These benefits everyone: already approved applicants, those with ongoing processes, and future candidates. At the end of the day, irregularities can lead to cancellation.

5/24/2025 8:00:00 AM
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What Is My Jurisdiction of Tax Residence? Tax Planning for Expats with Mundo

Once again, we touch upon the topic of taxes and the related basic concepts. Asking ourselves what is tax residency is the first step towards tax planning, especially if one has structures or connections across different jurisdictions. We've discussed this topic on several occasions: we've clarified the myths about territorial taxation, we've established the three main questions to ask ourselves when finding the proper country, and we have specified the difference between legal and tax residency. Today, we address the question from a different angle to understand the sore points relating to expat taxes or to those who have global interests. If you're born in one place and have your business and personal life in that same place, the matter is simple. You don't need to ask yourself “what is my jurisdiction of tax residence” if you never leave the country for more than a vacation. However, when establishing businesses or spending time abroad for personal reasons, tax planning becomes more complicated. According to the 183-day rule, most countries consider you a tax resident if you spend more than six months a year, so what happens if you overstay your visit? According to this rule, a person can become a tax resident in a country without even knowing it, and this is something we should address carefully. Even without intending it, you may end up owing your share. Without proper tax planning, expats or frequent travelers can face severe consequences. Some high-net-worth individuals, such as the artist Shakira, have experienced this in the flesh. As we've recently established, legal residency is not the same as tax residency, which means two things: a) you may be a legal resident of a country and not a tax resident, b) you may become a tax resident without even knowing it. Mundo readers are well aware of the residency options available in Panama. The Qualified Investor Visa, for example, allows you to apply for permanent residency in exchange for an investment. Parallelly, other options offer temporary permits. Panama is known for being flexible in terms of minimum stays, i.e., you can maintain residency by visiting a few days a year. This is a clear example of having legal residency but not tax residency, and of the difference between these concepts. 

5/23/2025 8:00:00 AM
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Dominica Bank Account: A Strategic Gateway for Global Clients

While many associate Caribbean nations with tourism, Dominica island also offers distinctive financial opportunities. With its welcoming regulatory environment and growing digital infrastructure, it has become a place where international entrepreneurs can operate with confidence. The financial institutions on the island are known for their forward-thinking approach. In particular, banks in Dominica have become a rare haven for professionals working in industries that are generally considered to be of high risk. Individuals and businesses engaged in sectors such as online gaming, digital assets, forex trading, and financial consulting often face barriers when seeking reliable financial services. Unlike many other institutions, banks in Dominica are open to working with clients from these industries. Opening a Dominica bank account in this environment gives access to international payment networks, including both SEPA and SWIFT. This makes it possible to receive and send payments globally while operating under clear and consistent standards. Applying for a Dominica bank account can be done without ever setting foot on Dominica island. After approval, clients are asked to pay a one-time application fee to activate their virtual EUR IBAN account. The process is simple, direct, and free of unnecessary complications*. This remote onboarding is especially attractive for entrepreneurs with international commitments. The institutions on the island have built systems that support efficient account setup and seamless digital banking services. Financial institutions on Dominica island offer something that few others do — the ability to serve clients without imposing outdated restrictions. Instead of turning away innovation, banks in Dominica create space for growth, particularly in sectors where traditional banks hesitate. Alongside these banking benefits, Dominica island is also home to a respected Citizenship by Investment (CBI) program, which attracts entrepreneurs and investors from around the world. Many clients who open a Dominica bank account consider the CBI route as a complementary opportunity to strengthen their international presence. Choosing to open a Dominica bank account represents a shift toward flexibility and long-term vision.

5/23/2025 8:00:00 AM
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Plans for the Weekend Series: Brimstone Hill, St Kitts and Nevis

One of the main topics at Mundo is relocation through second citizenship or residency. On our expat living section, we talk about what life is like in the jurisdictions where you might get residency or citizenship, and we introduce you to the place's history, landscapes, and favorite landmarks. Today, we will explore the Brimstone Hill Fortress history on the beautiful island of Saint Kitts. Today, we launch this special series of articles in which we show you what you might be doing during the weekend in St Kitts, Panama, Grenada, Antigua, Vanuatu, Latvia, or any other place where you can get residency. Today, the adventure is in the Caribbean, a rich land that was coveted by the main European powers after the discovery of America. Welcome to Brimstone Hill Fortress, St Kitts. A nice place to visit in Saint Kitts, where you can have a great time during the weekend and learn some history, is the Brimstone Hill Fortress. Although it may sound surprising, the Caribbean and Florida are full of these constructions. This is because in the era of European expansion, that is, the 17th and 18th centuries, this was seen as a strategic area and an entrance to the New World. Those who controlled the Caribbean controlled the ports, and the goods and trades that came from faraway lands. These fortresses were built with two main purposes: defense from intruders and protection for the locals. This is why height was important, so that they could see the enemy ships coming from afar. The Brimstone Hill Fortress was built on a 230-meter hill characterized by steep slopes and double-peaked terrain. With the main structures built at different levels, the sentinels had an ample extension to see what was coming, and modern tourists, in our days, can enjoy incredible ocean views. The construction materials were stone blocks with a rubble core and local limestone, particularly for decoration. The Brimstone Hill Fortress history is a testimony to the Caribbean's rich past. Many see these regions purely as leisure destinations where one doesn't think but sips a few margaritas while lying on the beach. Nonetheless, the Caribbean has so much more than light entertainment: it holds the secrets of an intricate past and the events that helped shape the continent as we know it. 

5/22/2025 8:00:00 AM
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Why Mundo Recommends Investing in Punta Pacifica: A Focus on Medical Tourism

One of the most promising real estate developments in the prestigious Punta Pacifica district is drawing international attention. The address itself holds value, but what lies nearby adds meaning. The rise of medical tourism brings new momentum to this project and offers compelling opportunities for those looking to invest in medical tourism, Panama, and the region in general. Buyers interested in long-term value often seek flexibility and functionality in equal measure. This development provides both. The building has been designed for short-term rentals with a fully licensed hotel structure, making it ideal for visitors coming to Panama for health-related purposes. All elements of the concept have been carefully crafted. It is important to note that the interior design of the project was developed by a well-known company from Miami, USA, which emphasizes the premium and high-class character of the complex. Owners have the freedom to use their apartment or rent it out without advanced notice. This level of access works seamlessly in the world of medical tourism, where patient travel plans often depend on treatment schedules or doctor recommendations. The people living in Panama do not rely on addresses the way others do. Instead, they navigate by well-known landmarks. When choosing a property, locals and foreigners alike focus on what stands nearby. In this case, the new development is rising across the street from Panama Clinic, a respected facility known for modern care and international standards. This location helps define the identity of the project. With the ongoing expansion of the medical tourism industry, proximity to such a clinic is more than convenience: it becomes part of the story that draws people to this part of the city. Another recognized institution is located just a few blocks away. Punta Pacifica Hospital, affiliated with Johns Hopkins Medicine International, serves as a trusted destination for specialized care. Its presence adds value to the entire area and keeps demand steady for short-term and long-term stays. This level of healthcare infrastructure adds credibility and stability to the growing field of medical tourism. Panama offers the environment and support needed to sustain this momentum.

5/22/2025 8:00:00 AM
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